@font-face{font-family:Inter;src:url('/fonts/inter-400-700-latin.woff2') format('woff2');font-weight:400 700;font-display:swap}
@font-face{font-family:Poppins;src:url('/fonts/poppins-700-latin.woff2') format('woff2');font-weight:700;font-display:swap}
:root{--ink:#111;--graphite:#333b38;--muted:#616c6a;--green:#0b4d38;--emerald:#0e9f6e;--mint:#d6f3e6;--line:#dfe6e2;--surface:#f4f6f5}
*{box-sizing:border-box}body{margin:0;color:var(--ink);background:#fff;font:400 1rem/1.65 Inter,system-ui,sans-serif}
h1,h2,h3,.brand{font-family:Poppins,Inter,system-ui,sans-serif;font-weight:700;line-height:1.2}
h1{font-size:clamp(2.35rem,5.3vw,4.4rem);letter-spacing:-.045em;margin:.35em 0}h2{font-size:clamp(1.75rem,3.6vw,2.6rem);letter-spacing:-.025em;margin:.35em 0 .7em}h3{font-size:1.12rem;margin:0 0 .5em}
p{margin:0 0 1em}a{color:inherit}a:focus-visible{outline:3px solid var(--emerald);outline-offset:4px}sup{font-size:.6em;margin-left:2px}
.wrap{width:min(100% - 2.5rem,70rem);margin-inline:auto}.bar{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:76px}.brand{display:inline-flex;align-items:center;gap:.65rem;text-decoration:none;letter-spacing:-.015em}.brand svg{flex:none}.bar nav,.links{display:flex;align-items:center;flex-wrap:wrap;gap:.65rem 1.25rem}.bar nav a,.links a{text-decoration:none;font-size:.875rem;font-weight:600}.bar nav a:hover,.links a:hover{text-decoration:underline}
.hero{background:#f4fbf7;border-block:1px solid var(--line);padding:clamp(3.5rem,8vw,7rem) 0}.hero-grid{display:grid;grid-template-columns:1.55fr 1fr;gap:clamp(1.6rem,5vw,4.25rem);align-items:center}
.kicker{color:var(--green);font-weight:700;font-size:.76rem;letter-spacing:.15em;text-transform:uppercase}.intro{max-width:38rem;color:var(--graphite);font-size:clamp(1.08rem,2vw,1.22rem)}.note{color:var(--muted);font-size:.875rem;margin:.8rem 0 0}.actions{display:flex;align-items:center;gap:1.1rem;flex-wrap:wrap;margin-top:1.45rem}.button{display:inline-flex;align-items:center;min-height:48px;border-radius:.75rem;padding:.65rem 1.15rem;background:var(--green);color:#fff;font-weight:700;text-decoration:none}.button:hover{background:#083d2d}.quiet{font-weight:600;color:var(--green)}
.process{background:var(--green);color:#fff;border-radius:1.5rem;padding:clamp(1.35rem,4vw,2.25rem)}.process h2{font-size:1.45rem}.process .kicker{color:var(--mint)}.process ol{list-style:none;padding:0;margin:1rem 0 0;counter-reset:steps}.process li{counter-increment:steps;display:flex;gap:.75rem;border-top:1px solid #ffffff33;padding:.65rem 0}.process li::before{content:counter(steps,decimal-leading-zero);font-weight:700;color:var(--mint)}
.services{padding:clamp(3rem,7vw,5.25rem) 0}.cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem}.cards article{border:1px solid var(--line);border-radius:1.1rem;padding:1.3rem;background:var(--surface);border-top:3px solid var(--emerald)}.cards p{color:var(--graphite);margin:0}.scope{margin:1.4rem 0 0;max-width:54rem;color:var(--muted)}
footer{background:var(--green);color:#fff;padding:2.2rem 0 1.1rem}.foot-grid{display:flex;justify-content:space-between;flex-wrap:wrap;align-items:flex-start;gap:1.25rem 2rem}.foot-grid p{margin:.6rem 0 0;color:var(--mint);font-size:.875rem}.copyright{border-top:1px solid #ffffff33;margin:1.4rem 0 0;padding-top:1rem;color:var(--mint);font-size:.78rem}
.quote-section{padding:0 0 clamp(3rem,7vw,5.25rem)}.quote-panel{border:1px solid var(--line);background:#f4fbf7;border-radius:1.5rem;padding:clamp(1.4rem,4vw,2.6rem)}.quote-panel p{max-width:42rem}.quote-panel h2{margin-bottom:.5em}
.about{padding-bottom:clamp(3rem,7vw,5.25rem)}.about-grid{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(0,1fr);gap:1rem}.about-card,.carrier-card{border:1px solid var(--line);border-radius:1.25rem;padding:clamp(1.25rem,4vw,2rem)}.about-card{display:flex;align-items:flex-start;gap:1.15rem}.about-card img{width:clamp(68px,13vw,100px);height:auto;aspect-ratio:4/5;object-fit:cover;object-position:center 30%;border-radius:.85rem;flex:none}.about-card p,.carrier-card p{margin:0;color:var(--graphite)}.about-card p+p{margin-top:.65rem}.carrier-card{background:var(--surface)}.carrier-card img{display:block;width:173px;max-width:100%;height:auto;margin:.25rem 0 .85rem}
@media(max-width:720px){.hero-grid,.cards,.about-grid{grid-template-columns:1fr}.bar{min-height:68px}.bar .brand{font-size:.92rem}.bar nav{justify-content:flex-end}.bar nav .types{display:none}}
[hidden]{display:none!important}html{scroll-behavior:smooth;scroll-padding-top:28px}button,input,select,textarea{font:inherit}button{cursor:pointer}.button{border:0;justify-content:center}.button:disabled{opacity:.65;cursor:wait}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid #0e9f6e;outline-offset:3px}section{scroll-margin-top:24px}.skip{position:absolute;top:-100px;left:12px;background:white;padding:12px;z-index:10}.skip:focus{top:12px}.hero{padding:clamp(3rem,6vw,5rem) 0}.proofline{display:flex;flex-wrap:wrap;gap:10px 22px;padding:0;list-style:none;font-size:.86rem;color:var(--green);font-weight:600}.proofline li:before{content:'✓ ';}.cards article{background:#fff;border-top:1px solid var(--line);padding:1.5rem}.cards article:hover{border-color:#8fc4ac}.card-icon{display:flex;align-items:center;justify-content:center;width:56px;height:56px;background:#e9f6ef;color:var(--green);border-radius:14px;margin-bottom:20px}.cards h3{font-size:1.25rem}.cards ul{padding-left:1.1rem;color:var(--graphite);font-size:.92rem}.cards a{display:inline-block;margin-top:16px;color:var(--green);font-weight:650}.services{padding:64px 0}.soft{background:var(--surface);padding:56px 0}.section-intro{max-width:45rem;color:var(--muted)}.type-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1rem}.type-card{border:1px solid var(--line);padding:22px;border-radius:16px;background:white}.type-card h3{margin:16px 0 10px}.type-card p{font-size:.9rem;color:var(--graphite)}.type-card a{color:var(--green);font-size:.9rem;font-weight:650}.table-wrap{overflow:auto}table{border-collapse:collapse;width:100%;margin-top:20px}th,td{text-align:left;padding:18px;border-bottom:1px solid var(--line);vertical-align:top}th{background:#e9f6ef}details{border-bottom:1px solid var(--line);padding:18px 0}summary{cursor:pointer;font-weight:650;color:var(--green)}details p,details ul{margin:15px 0 0;color:var(--graphite)}.quote-layout{display:grid;grid-template-columns:.85fr 1.15fr;gap:40px}.quote-form{display:grid;grid-template-columns:1fr 1fr;gap:18px}.quote-form label{display:flex;flex-direction:column;gap:6px;font-size:.9rem;font-weight:600}.quote-form input,.quote-form select,.quote-form textarea{width:100%;min-width:0;padding:12px;border:1px solid #aabdb3;border-radius:8px;background:#fff;color:var(--ink)}.quote-form .wide{grid-column:1/-1}.quote-form .consent{flex-direction:row;align-items:flex-start;font-weight:400;font-size:.82rem;gap:12px}.consent input{width:20px;min-width:20px;margin-top:4px}.quote-form .trap{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}.quote-form details{padding-top:0}.quote-form details .extra{display:grid;gap:14px;padding-top:16px}.status{padding:14px;border-radius:8px;background:#e1f1e7;color:#153f2d;overflow-wrap:anywhere}.status:empty{display:none}.status.error{background:#fff1ed;color:#8d2518}.institution-links{display:flex;flex-wrap:wrap;gap:8px 18px;margin-top:15px;font-size:.85rem;color:var(--green)}.about{padding-top:64px}.faq{max-width:52rem;padding:56px 0}.sticky-cta{display:none}.article{max-width:52rem;padding:48px 0 72px}.article h1{font-size:clamp(2.1rem,5vw,3.4rem)}.article h2{font-size:1.6rem;margin-top:36px}.breadcrumbs{font-size:.85rem;color:var(--muted);margin-bottom:30px}.article .lede{font-size:1.2rem}.callout{padding:24px;border-left:4px solid var(--emerald);background:#f4fbf7;margin:28px 0}.reviewed{font-size:.82rem;color:var(--muted);margin-top:30px}
@media(max-width:850px){.type-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.quote-layout{grid-template-columns:1fr;gap:24px}.bar nav a{font-size:.78rem}.bar .brand{font-size:.85rem}}
@media(max-width:540px){.wrap{width:calc(100% - 32px)}h1{font-size:2.5rem}.bar nav .about-link{display:none}.type-grid,.quote-form{grid-template-columns:1fr}.quote-form .wide{grid-column:1}.quote-panel{padding:22px 18px}.sticky-cta{display:flex;position:fixed;bottom:0;left:0;right:0;padding:10px 16px;background:#ffffffed;border-top:1px solid var(--line);z-index:5}.sticky-cta a{width:100%}footer{padding-bottom:90px}.about-card{flex-direction:column}.about-card img{width:80px}th,td{padding:12px;font-size:.85rem}.hero .actions .button{width:100%}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}#estimate-result h3{font-size:clamp(1.4rem,3vw,2rem);color:var(--green)}#estimate-result:not(:empty){padding:1.25rem;background:#edf8f1;border:1px solid #c5dfcf;border-radius:12px;margin:1rem 0}#estimador{scroll-margin-top:5rem}
.site-menu{padding:0;border:0}.site-menu>summary{display:none}.site-menu nav{display:flex;gap:18px;align-items:center}.bar>.brand{font-size:.9rem}.bar>.brand svg{width:30px;height:35px}.home-hero{max-width:62rem}.home-hero h1{max-width:58rem;font-size:clamp(2.35rem,5vw,4rem)}.home-hero .intro{max-width:48rem}.home-cards{grid-template-columns:repeat(4,minmax(0,1fr))}.home-cards article{padding:22px}.home-cards h3{font-size:1.1rem}.home-cards p{font-size:.9rem}.home-cards .card-icon{width:42px;height:42px;margin-bottom:14px}.compact{padding:40px 0}.steps-line{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.steps-line article{padding:24px;border:1px solid var(--line);border-radius:14px}.steps-line .kicker{margin-bottom:10px}.trust-line{display:flex;align-items:center;justify-content:space-between;gap:24px}.trust-line img{border-radius:12px;object-fit:cover}.wizard{max-width:54rem;padding:42px 0 64px}.wizard h1{font-size:clamp(2rem,4.2vw,3rem)}.stepper{display:flex;gap:12px;list-style:none;padding:0;margin:25px 0;color:var(--muted);font-size:.84rem}.stepper li{border-bottom:3px solid var(--line);padding-bottom:9px;flex:1}.stepper li[aria-current=step]{color:var(--green);border-color:var(--green);font-weight:700}.wizard-card{border:1px solid var(--line);border-radius:18px;padding:clamp(22px,4vw,36px);background:#f7faf8}.wizard-card h2{font-size:1.55rem}.choice{display:flex;gap:12px;flex-wrap:wrap}.choice label{flex-direction:row;align-items:center;border:1px solid #bdcec3;border-radius:10px;padding:12px;background:white;flex:1;min-width:190px}.choice input{width:18px!important;margin:0}.result-total{font-size:clamp(1.8rem,5vw,2.7rem);font-weight:700;letter-spacing:-.03em;color:var(--green);margin:12px 0}.secondary{background:white;color:var(--green);border:1px solid var(--green)}.secondary:hover{background:#e8f3ed}.result-actions{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:24px}.result-actions .button{min-height:54px}.back-link{background:none;border:0;color:var(--green);text-decoration:underline;padding:8px 0;font-size:.9rem}.hint{font-size:.85rem;color:var(--muted)}.result-context{background:#fff;border-radius:10px;padding:16px;border:1px solid var(--line);margin:16px 0}.wizard .status{margin:16px 0}.step-panel:focus{outline:none}.inline-choice{display:flex!important;flex-direction:row!important;align-items:flex-start;gap:10px;font-weight:400!important}.inline-choice input{width:20px;min-width:20px}.result-note{font-size:.86rem;max-width:44rem}.error{color:#8d2518}.form-error{padding:12px;background:#fff1ed;border-radius:8px}.wizard .quote-form .note{margin:0;font-weight:400}.confirmation h2{font-size:1.8rem}.status-grid{display:grid;gap:12px}.status-grid p{margin:0}.wizard + footer{padding-bottom:30px}.mini-agent{display:flex;align-items:center;gap:18px}.mini-agent img{width:70px;height:84px;object-fit:cover;border-radius:10px}.info-page{padding:44px 0 68px}.info-page>h1{font-size:clamp(2rem,4vw,3.2rem)}.info-page .services{padding:25px 0}.info-page .about{padding:25px 0}.info-page .faq{padding:30px 0}.copyright{font-size:.8rem}.button{font-size:.94rem}.calc-example{padding:12px 14px;background:#eaf4ed;border-radius:8px;font-weight:500}.note a{color:var(--green)}
@media(max-width:850px){.site-menu>summary{display:block;padding:10px 14px;border:1px solid var(--line);border-radius:8px}.site-menu nav{display:none}.site-menu[open] nav{display:flex;position:absolute;right:16px;top:64px;flex-direction:column;align-items:stretch;min-width:230px;padding:20px;background:white;border:1px solid var(--line);border-radius:12px;box-shadow:0 12px 30px #16362419;z-index:15}.site-menu .types,.site-menu .about-link{display:block!important}.home-cards{grid-template-columns:1fr 1fr}}
@media(max-width:540px){.home-cards,.steps-line,.result-actions{grid-template-columns:1fr}.trust-line{align-items:flex-start;flex-direction:column}.wizard{padding-top:25px}.stepper{font-size:.76rem;gap:8px}.wizard-card{padding:22px 18px}.site-menu[open] nav a{font-size:.95rem}.home-hero .actions .button{width:100%}.choice{flex-direction:column}.choice label{width:100%}.sticky-cta{padding-bottom:max(10px,env(safe-area-inset-bottom))}.wizard-page .sticky-cta{display:none}input,select,textarea{font-size:16px!important}.trust-line .button{width:100%}}

.site-menu{display:none}.bar .desktop-nav{display:flex;gap:18px}@media(max-width:850px){.bar .desktop-nav{display:none}.site-menu{display:block}}

[hidden]{display:none!important}
/* GF-NAV-20261109 */
.gf-return-bar{border-bottom:1px solid #D6F3E6;background:#F4F6F5}.gf-return-bar a,.gf-affiliation a{display:inline-flex;align-items:center;min-height:44px;font-size:14px;color:#0B4D38;text-decoration:underline;text-underline-offset:4px}.gf-affiliation{margin:0 0 20px}